If you're allowed to rent the car for gig work, they'll almost assuredly offer the insurance for it, and not all gig work is ride share.
Depreciation, maintenance, those are lumped into the cost of the rental.
And the duh was about that, I handled the insurance comment separately.
edit: e.g
https://www.hertz.com/rentacar/misc/index.jsp?targetPage=delivery_rentals.jsp
They offer the rental and insurance. They don't let you carry another person though, so not all gig work, at least on this specific plan.
It’s absolutely causing problems, especially for me, who is one of the only lines of defense keeping stuff even remotely maintainable.
The next step is, CEO, look at how good these non-mobile devs are, they're submitting 10x the commits to the mobile repo than boraginoru our mobile dev! We should fire him and just let the backend devs keep vibe coding it!
