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  Brother, forums have been around for ages, they work because they are simple. You’re even saying this on the Fediverse of all places.

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  Because thats what the localization team inside my head made me see

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  For loans interest I think it should be bog simple to give and receive a loan as in “you’re borrowing $200. Please give me $210 by X date” and its done. No number that increases infinitely, the common person can easily understand it and it can be easily taught in schools.