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  Can someone explain what happens when: Home prices keep climbing. Interest rates keep rising. Purchasing power keeps falling. Paychecks can’t keep pace. Nobody can afford to buy. And the housing market still doesn’t crash?

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  A LOT has happened in the last 24 hours: 1.  The Fed held interest rates at 3.75%–4.00%. Two officials wanted another rate hike. 2.  Google $GOOGL reported $127.6 billion in quarterly revenue, up 25%, while its cloud business grew 103%. 3.  Microsoft $MSFT reported $92.3 billion in quarterly revenue, up 19%, and $36.6 billion in net income. Azure grew 48%.

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  Wow. All of this since yesterday: September PCE inflation hit 3.6% year over year. Prices rose 0.5% for the month, and income after taxes and inflation fell 0.3%. Intel $INTC is down 28% Friday morning. Its finance chief expects weak PC demand through at least the first half of 2027. Alphabet $GOOGL dropped 13% Thursday, its worst day on record. Amazon $AMZN is down 2% Friday, after reporting negative $42.4 billion in free cash flow over the 12 months through September.

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  Alphabet $GOOGL is now down over -10% after missing both earnings & revenue for the first time in 4 years. $400 billion in market value wiped out. This is a warning sign for every AI stock trading at massive valuations.

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  President Trump is now responsible for 29% of our national debt. That's more than any President in American history. What happened to DOGE?

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  The price of a Costco rotisserie chicken every year since it was introduced: 1994: $4.99 1995: $4.99 1996: $4.99 1997: $4.99 1998: $4.99 1999: $4.99 2000: $4.99 2001: $4.99 2002: $4.99 2003: $4.99 2004: $4.99 2005: $4.99 2006: $4.99 2007: $4.99 2008: $4.99 2009: $4.99 2010: $4.99 2011: $4.99 2012: $4.99 2013: $4.99 2014: $4.99 2015: $4.99 2016: $4.99 2017: $4.99 2018: $4.99 2019: $4.99 2020: $4.99 2021: $4.99 2022: $4.99 2023: $4.99 2024: $4.99 2025: $4.99 2026: $4.99

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  Nobody wants to borrow $500,000 at an 8% interest rate After 10 years of payments you'll still owe $438,600 Nobody is buying a home today with an 8% interest rate. It's not happening.

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  Maturing is realizing the biggest flex isn’t an expensive car. It’s a car with $0 monthly payment.

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  You can’t afford a home because homes stopped being homes and became investments for people who already own one

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  10 years ago, the mortgage rate was 3.47% and the median home cost $232,200. Today the rate is 7.3% and the median home costs $429,100.

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  Where are the DOGE checks? Where are lower mortgage rates? What happened to gas under $2? Where are the $2,000 tariff checks? When are electric bills being cut in half? Where is the 10% credit-card interest cap? What happened to bringing grocery prices down? What happened to paying down the $40 trillion debt? What happened to the “1,500%” prescription discounts?

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  The number of grown adults who think they're getting a $5,000 midterm check is mind-blowing

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  JUST IN: OpenAI CEO Sam Altman says the world "should accept some bad things happening" for AI’s benefits. Who gets to decide how much harm society should accept in the name of “progress”?

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  Costco is packed at 10am on a Monday. The parking lot is full. Everyone looks 25 to 35. Definitely a recession indicator if I’ve seen one.

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  Anthropic is now worth $965B. JPMorgan, the biggest bank in America, is worth $900B. One took 227 years to get here. The other took 5.

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  POV: you just made your first mortgage payment on your new $500k home at 8% and found out your next-door neighbor paid $300k for the same home 5 years ago and has a 3% mortgage

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  Layoffs announced in 2026 so far: Volkswagen: 50,000 employees UPS: 30,000 employees Oracle: 21,000 employees Amazon: 17,500 employees Meta: 10,500 employees Heineken: 6,000 employees Microsoft: 5,500 employees PayPal: 4,500 employees Uber: 3,300 employees

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  The rise in inflation on everyday goods came entirely from Trump’s tariffs, New York Fed research found. New analysis shows the tariffs raised consumer prices by 2.9% by February. Without the tariffs, prices on the goods studied would’ve fallen.

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  The U.S. annual budget deficit just hit its highest level since COVID. The THIRD-LARGEST in American history. Almost $2 TRILLION in a year. The government spent 37% more than it collected. And somehow, this isn’t the biggest financial story in America right now.

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  2016: Median home price: $240,200 Mortgage rate: 3.4% Monthly payment: $850 2026: Median home price: $430,100 Mortgage rate: 7.4% Monthly payment: $2,400 That’s a 180% increase in just 10 years.

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  The typical American family can no longer afford the typical American home. According to the Atlanta Fed: • Income needed to afford a typical home: $127,000 • Median household income: $86,500 • Income gap: 46% A $500,000 mortgage is now $3,500 per month, before taxes and insurance. Home sales are near historic lows and prices are near record highs. We’re now at the point where people who already own homes can’t afford to move, and people who don’t own homes can’t afford to buy.

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  Return since 2020: Google: 575% Apple: 520% Meta: 400% Microsoft: 320% Amazon: 185% Build-A-Bear: 1,425% Yes. The teddy bear company.

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  Same monthly home payment: $500,000 home at a 2.5% interest rate $270,000 home at a 8% interest rate

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  JUST IN: Meta is using AI data centers to claim research tax credits, according to the NYT. Its total research credits reached almost $4,000,000,000 in 2025 alone. It also counted Mark Zuckerberg’s $4.1 billion compensation as research spending to claim a $355 million tax break. Apparently when you’re worth $2 trillion, a data center is a science experiment and your CEO’s $4 billion payday is research.

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  30-year mortgage rates just hit 7.17% A $500,000 mortgage over 30 years: $1,891/month at 2.17% $3,384/month at 7.17% That’s $537,500 more for the same home And the odds of a Fed rate hike this week are 92% Homeownership has become a luxury

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  You’re paying 4× more for RAM because memory that hasn’t been made has already been bought with money that doesn’t exist. The GPUs haven’t been built. Neither have the data centers. The infrastructure to power them may never exist. All to satisfy demand that doesn’t exist and generate profits that are mathematically impossible.

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  If your parents made $50K in the 90s, you need to make $130K in 2026 to have the same buying power. $130K is the new $50K Let that sink in

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  The 30-year Treasury yield just hit its highest level since 2007, and mortgage rates are now nearing 7%. A $600,000 mortgage now costs almost $1,500 more each month than it did in 2021. And that’s before property taxes, homeowners insurance, HOA fees, maintenance, utilities, or a single repair.

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  We should abolish the 40-hour, 5-day workweek. A 32-hour, 4-day workweek with the same pay would improve millions of lives.