@briankrebs That 2005 data breech was a big headache for me Wells Fargo who was my visa provider at the time called me and asked if I was in Connecticut buying stereo equipment. I was not so they cancelled the card and we though all was well. Over the course of the next few weeks multiple quick and instant credit applications were approved . Best was a vehicle dealer in Puerto Rico. Someone pretending to be me bought a car down there Somehow he got my home phone number and called. I told him sorry when he kept asking if I was sure I did not buy a vehicle. I asked him can't he repossess it and he responded it probably is already in pieces by now. I still have my credit locked.